Saturday, March 25, 2017
ZoomLoan.ca is a scam. Don't do business with them.
We've received reports indicating that ZoomLoan.ca, popular on the Realestatefinance.ning.com site amongst others is a scam. They will try to take your money. They will not provide collateral nor will they agree to reasonable measures to provide assurances that they are not a scam. We have investigated and we are unable to confirm that they have provided any loans. They also use fake names and seem to be using fake people that they have supposedly made loans to in the past. This is the result of one individual. If you know of others, please send them in to us or let me - Jason - know.
Wednesday, December 16, 2015
Can a Sports Robot Accurately Predict the Winners?
How about something fun?
If you're into sports - of almost any kind, this may be for you.
There is a sports robot that has been able to accurately predict the winner about 80% of the time.
If you like to bet on sports, or just follow sports, this could be something that would be helpful.
There are free tools including point spreads and win percentages.
To find out more Click Here
Tuesday, October 14, 2014
Financial Litigation Services 215-501-7236 or 301-652-6799 - SCAM!
Have you received a call from either 215-501-7236 or 301-652-6799 from a company calling itself "Financial Litigation Services"? It's a scam!
Sometimes it's a person with a thick accent possibly in India, other times it's a woman with a slight accent possibly originating in the Philippines. When they call they say that you are involved in a criminal case with charges pending against you. They will even give you a summary of charges and what you can expect (jail time) but you won't be able to nail them down to specifics - because they are making everything up. That's not saying that they won't be getting more sophisticated in the future however - probably will, in fact. Sad but true.
After scaring you with legal phrases, big, technical words and sometimes a confusing summary of something you supposedly had done they will assert that all charges can be dropped - for a fee!
Of course!
So if you get a call from this number or any other number stating you are going to jail - but that paying them money will make it go away - DON'T SEND MONEY - IT'S A SCAM!
Another scam update from the man who has your back - Jason
Saturday, November 16, 2013
Stay Clear of Kleargear !!!
Woman gets $3,500 fine and bad credit score for writing negative review of business
In 2009, Jen Palmer’s husband bought her some Christmas gifts from KlearGear.com. When the merchandise still hadn’t arrived a month later, PayPal closed the transaction and refunded her money.
Palmer tried to contact the company to inquire about the order, but couldn't get in touch with anyone. Frustrated, she wrote a critical review of the company on Ripoffreport.com and moved on.
But as KUTV reports, KlearGear.com resurfaced three years later and has turned Palmer’s life upside down, slapping her with a $3,500 fine and reporting her to the nation’s three major credit agencies.
"This is fraud," Palmer told the station. "They're blackmailing us for telling the truth."
Here’s what happened. Tucked away in the agreement language almost no one ever reads, was a clause stating that anyone who buys something from the website agrees to never publicly criticize the website.
The exact language reads:
"In an effort to ensure fair and honest public feedback, and to prevent the publishing of libelous content in any form, your acceptance of this sales contract prohibits you from taking any action that negatively impacts kleargear.com, its reputation, products, services, management or employees."
However, on some review sites individuals claim that the clause only went into effect in 2013, meaning that Palmer should be exempt from the fine policy. Interestingly, review sites also contain a number of mixed to negative customer reviews but only this one mention of the company actually issuing a fine to a customer.
And the actual language from the clause has since been removed from Kleargear's website.
In fact, the company may be facing some heat for bragging about it's own reviews. The Better Business Bureau has issued an alert against KlearGear saying the company has falsely claimed to have received an A+ rating from the BBB. "As of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+," reads a statement on the BBB website. "However, the company is not an accredited BBB business and the BBB rating is not A+."
As of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+; however, the comapny is not a BBB accredited business and the BBB rating is not A+. - See more at: BBB of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+; however, the comapny is not a BBB accredited business and the BBB rating is not A+.
Still, someone from the company contacted Palmer’s husband via email and told him he had 72 hours to remove her critical review from the site Ripoff Report, or face the $3,500 fine. Her review read in part, "There is absolutely no way to get in touch with a physical human being" at the site, adding that they have, "horrible customer service practices."
Nonetheless, Jen Palmer actually contacted Ripoff Report but that site demands $2,000 to remove a post.
Naturally, Palmer refused to pay the fee. Then, she found out that not only had Klear Gear imposed its arbitrary fine, but they had reported the “failure to pay” status to the major credit bureaus.
And the credit bureaus haven’t been helpful either, refusing to remove the mark from her husband's credit score. Jen Palmer says that she and her husband are now receiving rejection letters from lenders as a result of the negative mark on their credit score.
So, the Palmer's now find themselves at the mercy of three unresponsive entities: the website that fined them for exercising their First Amendment rights, the review site that refuses to remove her post and the credit bureaus, which are taking the side of the website over a customer who may be the victim of corporate fraud. In the meantime, KUTV has put the Palmer's in contact with a media relations representative at Experian, in an attempt to resolve the situation.
"I have the right to tell somebody else these guys ripped me off," Palmer said.
In 2009, Jen Palmer’s husband bought her some Christmas gifts from KlearGear.com. When the merchandise still hadn’t arrived a month later, PayPal closed the transaction and refunded her money.
Palmer tried to contact the company to inquire about the order, but couldn't get in touch with anyone. Frustrated, she wrote a critical review of the company on Ripoffreport.com and moved on.
But as KUTV reports, KlearGear.com resurfaced three years later and has turned Palmer’s life upside down, slapping her with a $3,500 fine and reporting her to the nation’s three major credit agencies.
"This is fraud," Palmer told the station. "They're blackmailing us for telling the truth."
Here’s what happened. Tucked away in the agreement language almost no one ever reads, was a clause stating that anyone who buys something from the website agrees to never publicly criticize the website.
The exact language reads:
"In an effort to ensure fair and honest public feedback, and to prevent the publishing of libelous content in any form, your acceptance of this sales contract prohibits you from taking any action that negatively impacts kleargear.com, its reputation, products, services, management or employees."
However, on some review sites individuals claim that the clause only went into effect in 2013, meaning that Palmer should be exempt from the fine policy. Interestingly, review sites also contain a number of mixed to negative customer reviews but only this one mention of the company actually issuing a fine to a customer.
And the actual language from the clause has since been removed from Kleargear's website.
In fact, the company may be facing some heat for bragging about it's own reviews. The Better Business Bureau has issued an alert against KlearGear saying the company has falsely claimed to have received an A+ rating from the BBB. "As of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+," reads a statement on the BBB website. "However, the company is not an accredited BBB business and the BBB rating is not A+."
As of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+; however, the comapny is not a BBB accredited business and the BBB rating is not A+. - See more at: BBB of November 28, 2012, the BBB became aware that the company's website is displaying a BBB Accredited Business logo and BBB Rating A+; however, the comapny is not a BBB accredited business and the BBB rating is not A+.
Still, someone from the company contacted Palmer’s husband via email and told him he had 72 hours to remove her critical review from the site Ripoff Report, or face the $3,500 fine. Her review read in part, "There is absolutely no way to get in touch with a physical human being" at the site, adding that they have, "horrible customer service practices."
Nonetheless, Jen Palmer actually contacted Ripoff Report but that site demands $2,000 to remove a post.
Naturally, Palmer refused to pay the fee. Then, she found out that not only had Klear Gear imposed its arbitrary fine, but they had reported the “failure to pay” status to the major credit bureaus.
And the credit bureaus haven’t been helpful either, refusing to remove the mark from her husband's credit score. Jen Palmer says that she and her husband are now receiving rejection letters from lenders as a result of the negative mark on their credit score.
So, the Palmer's now find themselves at the mercy of three unresponsive entities: the website that fined them for exercising their First Amendment rights, the review site that refuses to remove her post and the credit bureaus, which are taking the side of the website over a customer who may be the victim of corporate fraud. In the meantime, KUTV has put the Palmer's in contact with a media relations representative at Experian, in an attempt to resolve the situation.
"I have the right to tell somebody else these guys ripped me off," Palmer said.
Tuesday, February 14, 2012
USFreeStores.com
This is not only a scam it is a virus too. Do not go to this site or it will download a virus to your computer.
Monday, January 23, 2012
Is Cash Gifting Legal?
Is cash gifting legal? The short answer is yes. But the truth may be a bit more involved than a simple "yes."
The IRS says that you may gift cash to another person. In fact, you may gift as m,any people as you choose in any calendar year. The upper limit of your gift is $12,000 per person, so that allows you to make a lot of cash gifts. But, if you are looking into any cash gifting program, the reason you are considering such a program is probably not to just give away your money, I'm willing to bet you're hoping to receive some also. And this is where the cash gifting programs fall apart.
IRS Code Title 26, Sections 2501-2504 and 2511 state that your gift of cash is not taxable, unless you are expecting something in return, and that includes receiving something from someone you haven't gifted anything to.
In other words, if you give a cash gift to one person expecting to receive a cash gift from someone else, even if you don't know that someone else, then you are engaged in a taxable activity according to the IRS. Any income you receive from participating in such a program is fully taxable as ordinary income.
So, you must pay taxes on all gifts you receive.
To me, this isn't such a bad deal. You're probably gonna be paying taxes one way or another anyway, right? So this idea of cash gifting is just another way of making legal - but taxable - income.
If cash gifting is something that appeals to you, go for it. But generally, I may wish to talk with a legal and/or tax advisor before getting involved with any cash gifting program - just to cover my butt, you know?
The IRS says that you may gift cash to another person. In fact, you may gift as m,any people as you choose in any calendar year. The upper limit of your gift is $12,000 per person, so that allows you to make a lot of cash gifts. But, if you are looking into any cash gifting program, the reason you are considering such a program is probably not to just give away your money, I'm willing to bet you're hoping to receive some also. And this is where the cash gifting programs fall apart.
IRS Code Title 26, Sections 2501-2504 and 2511 state that your gift of cash is not taxable, unless you are expecting something in return, and that includes receiving something from someone you haven't gifted anything to.
In other words, if you give a cash gift to one person expecting to receive a cash gift from someone else, even if you don't know that someone else, then you are engaged in a taxable activity according to the IRS. Any income you receive from participating in such a program is fully taxable as ordinary income.
So, you must pay taxes on all gifts you receive.
To me, this isn't such a bad deal. You're probably gonna be paying taxes one way or another anyway, right? So this idea of cash gifting is just another way of making legal - but taxable - income.
If cash gifting is something that appeals to you, go for it. But generally, I may wish to talk with a legal and/or tax advisor before getting involved with any cash gifting program - just to cover my butt, you know?
Wednesday, February 2, 2011
International Loan Scam
Don't be taken in by a "loan" offered by some international company. It is most likely a scam. One test of this is; if they want you to pay an upfront fee for the loan - it's probably a scam.
Two, if the email address is the name of the company followed by at gmail, yahoo, msn, hotmail, etc. it is almost definitely a scam.
Three, if the email they send you is in broken English or poor grammar it is probably a scam.
Four, if the terms seem too good to be true - they are - it's a scam.
What to do?
Get as much info as possible, save all the emails they send you and forward those to the FBI and the Internet Crime Center at ic3.gov
Also - Don't Panic! They will often send you intimidating or threatening emails trying to convince you that dire consequences will result if you don't follow along with them. Don't fall for it! Report them.
If you have a specific scam you have received, let me know, I will be happy to post it here.
Two, if the email address is the name of the company followed by at gmail, yahoo, msn, hotmail, etc. it is almost definitely a scam.
Three, if the email they send you is in broken English or poor grammar it is probably a scam.
Four, if the terms seem too good to be true - they are - it's a scam.
What to do?
Get as much info as possible, save all the emails they send you and forward those to the FBI and the Internet Crime Center at ic3.gov
Also - Don't Panic! They will often send you intimidating or threatening emails trying to convince you that dire consequences will result if you don't follow along with them. Don't fall for it! Report them.
If you have a specific scam you have received, let me know, I will be happy to post it here.
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